TERMS AND CONDITIONS (TERMS OF USE)

Effective Date: September 16, 2026

These Terms of Use (Terms) govern access to and use of the public website at arcocapital.com (Website). The Website is operated by Arco Global Management, LLC (AGM, we, us or our), with an office at City View Plaza, 48 Road 165, Suite 4025, Guaynabo, Puerto Rico 00968. References to Arco Capital on the Website identify the brand used for the activities described; they do not mean that every entity mentioned on the Website is an investment adviser.

AGM is registered with the U.S. Securities and Exchange Commission as an investment adviser, CRD No. 287921 and SEC File No. 801-116861. Registration does not imply SEC approval or endorsement, or a particular level of skill or training. Information about AGM is available through the SEC Investment Adviser Public Disclosure website.

These Terms concern public website use. They do not amend an advisory agreement, offering document or other separate agreement, or reduce any duty or protection arising under applicable law. Section 9 expressly preserves those duties and protections.

1. Website Use

Please read these Terms before using the Website. By using the Website after a reasonable opportunity to review these Terms, you agree to the conditions governing website use to the extent permitted by applicable law. If you do not agree, please discontinue use. Where applicable law requires affirmative acceptance for a particular feature, we will request that acceptance separately.


You may use the Website for lawful purposes. You must not knowingly introduce malicious software; obtain unauthorized access to systems, accounts or nonpublic data; circumvent access controls; impersonate another person; or intentionally disrupt the Website or materially impair its availability. You must not use automated requests in a way that bypasses access restrictions, unlawfully collects personal information or materially burdens the Website.


These restrictions do not prohibit ordinary browser functions, assistive technologies or lawful search-engine indexing that respects applicable access instructions and does not circumvent technical restrictions. If access credentials are issued to you, protect them, use only the access authorized for you and promptly notify us of suspected unauthorized use. Any separately agreed terms for a restricted service also apply to that service.

2. General information and investment matters

The Website provides general information about Arco Capital and the activities described. Its content is not a personalized investment recommendation and does not take account of your particular objectives, financial circumstances, liquidity needs or risk tolerance. General discussion of legal, tax or estate matters does not constitute professional advice to you.

 

No security or fund interest is offered for sale through the Website. Any investment offer will be made through the applicable offering materials and in accordance with law, including relevant investor eligibility requirements. Describing a strategy or potential opportunity does not establish that it is available or appropriate for a particular person.

 

Visiting the Website, requesting information or submitting a general inquiry does not, by itself, establish an advisory relationship. Investment advisory services provided by AGM are governed by the applicable engagement and law. A service provided by another entity is governed by that entity’s engagement and applicable law; AGM’s registration does not extend regulatory authorization to an affiliate.

 

All investments involve risk, including the possible loss of some or all invested capital. Objectives may not be achieved, past performance does not guarantee future results, and diversification or risk-management measures do not assure a profit or prevent loss. Specific risks depend on the investment and strategy. General statements in these Terms do not replace the disclosures applicable to a particular service or investment, or qualify our obligation to present Website content fairly and accurately.

3. Intended audience and availability

The public Website is intended for people seeking general information about the firm and its activities, including prospective clients and investors, business counterparties and employment applicants. Access to public information does not classify a visitor as an institutional, professional, accredited or otherwise qualified investor.

Particular services, investments and restricted materials may be available only to eligible persons in jurisdictions where their provision is lawful. Eligibility and any applicable restrictions are determined separately. The Website’s accessibility in a country or territory does not mean that AGM or another entity is authorized to conduct every activity there, or that any service or investment is available there. We may restrict particular content or access where necessary to comply with law.

4. Content and changes to these Terms

We seek to keep Website information accurate and will correct material errors that come to our attention. Information and opinions speak as of the date stated or, if no date is stated, the date they are published. Circumstances may change. We may update, remove or replace content, subject to applicable legal duties. This provision does not disclaim responsibility for materially inaccurate or misleading statements or omissions.


We may revise these Terms by publishing an updated version and effective date. Changes apply prospectively. We will provide any additional notice or obtain any acceptance required by applicable law. An update will not retroactively alter accrued rights or claims, amend a separate agreement or constitute consent to materially different processing of personal information. Changes to an advisory relationship must follow the applicable agreement and law.

5. Intellectual Property

Website text, designs, graphics, photographs, logos and other materials are protected by applicable intellectual property laws and belong to their respective owners or licensors. We grant a limited, nonexclusive permission to view and download publicly available materials for lawful personal or internal business reference, including sharing with your professional advisers, provided that ownership notices are retained and the materials are not altered or presented in a misleading manner.


Except for that permission or rights available under applicable law, you must obtain the relevant owner’s permission before republishing, commercially distributing, modifying or creating derivative works from protected materials. No right to use a trademark or logo in a manner suggesting sponsorship or endorsement is granted. Nothing in these Terms restricts fair use, legally required disclosures, submissions to regulators or courts, or other rights that cannot lawfully be restricted.

6. Submissions and personal information

When you submit an inquiry, application or other material, provide information that is accurate to the best of your knowledge and that you are entitled to share. Do not send account credentials, government identification numbers, financial account details, confidential investment instructions or third-party confidential information through a general inquiry or recruitment form. Use an agreed secure channel when such information is needed.

 

You retain ownership of material you submit. You authorize us to receive, copy and share it only as reasonably necessary to handle your inquiry or application, use the service providers needed for that purpose, maintain appropriate records and comply with law. This permission does not authorize unrelated publication, endorsement or advertising use of your name or submission.

 

Our Privacy Policy describes how personal information is handled. Any applicable applicant or financial-customer privacy notice also applies to the processing it describes. These Terms do not themselves constitute consent to marketing, nonessential tracking or every use of personal information. We will obtain consent separately where required by law, and any optional marketing choice is separate from submitting an inquiry or application.


A public Website form is not an agreed channel for trading, payment or account instructions. Existing clients should use the channels specified for their relationship. An application does not create an employment relationship or guarantee an interview or offer. Nothing in this section reduces our duties concerning confidentiality, privacy, information security or legally required recordkeeping.

7. External websites and third party materials

The Website may link to external websites or identify third-party materials. Those sites may have their own terms and privacy practices. An external link does not, by itself, constitute our endorsement of every statement, service or product appearing on the linked site.

 

We do not control the ongoing operation or subsequent changes of independent third-party websites. However, we remain responsible to the extent required by law for content we prepare, adopt or otherwise use in our communications. This section does not disclaim duties associated with selecting or overseeing service providers or with our own representations about third-party materials.

8. Website functionality and warranties

The public Website’s technical functions are provided on an as-available basis. We do not promise uninterrupted access, compatibility with every device or browser, or that every technical defect will be immediately corrected. To the extent permitted by law, and subject to Section 9, we disclaim implied warranties of merchantability and fitness for a particular purpose solely in relation to the public Website’s technical functionality.


This provision does not apply to investment advisory services or qualify any express commitment made in a separate agreement. It does not disclaim the accuracy obligations applicable to our advertising, our responsibility for our own unlawful conduct, or obligations concerning privacy, confidentiality and information security. It does not require you to assume risks that applicable law places on us.

9. Liability and preservation of rights

Solely in relation to the technical availability and functionality of the free public Website, and only to the extent permitted by law, AGM is not liable for indirect, incidental, special or consequential losses caused by a temporary interruption or technical failure. This limited exclusion is subject to every exception and protection stated below.


The exclusion does not apply to liability arising from investment advisory services or an investment transaction; a breach of an advisory or other separate agreement; a breach of fiduciary duty; inaccurate or misleading advertising; a violation of securities, privacy or other applicable law; or fraud, negligence, gross negligence or willful misconduct by AGM or persons for whose conduct it is legally responsible. These Terms impose no monetary cap on liability for those matters.


Nothing in these Terms waives or limits any right, remedy, obligation or liability that cannot lawfully be waived or limited. In particular, these Terms do not waive compliance with the Investment Advisers Act of 1940, other applicable securities laws, or rules and orders under those laws. They do not waive or reduce AGM’s fiduciary duties to its clients, alter the standard of care applicable to its services, or require a client or investor to indemnify AGM for AGM’s violation of law.


Nothing in these Terms restricts your ability to seek legal advice, make a good-faith complaint, communicate with a regulator or law-enforcement authority, participate in an investigation, exercise legally protected whistleblower rights or pursue an available claim or remedy. No prior notice to or consent from AGM is required for those activities. If another provision could be read inconsistently with this section, this section controls.

10. Limited indemnification for intentional misuse

To the extent permitted by law and subject to Section 9, you agree to reimburse AGM for amounts awarded to a third party, and reasonable, documented external defense costs, directly attributable to your intentional misuse of the Website consisting of knowingly introducing malware, intentionally obtaining unauthorized access to nonpublic systems or data, intentionally disrupting the Website, or knowingly submitting material that infringes a third party’s intellectual property rights.


This obligation applies only to the extent your responsibility is established by a final court judgment or a settlement you approve in writing. It does not cover ordinary Website use, an investment loss, a good-faith complaint, the exercise of legal rights, or losses attributable to any act or omission of AGM, its affiliates, personnel or service providers that constitutes negligence, breach of duty or violation of law. It does not indemnify AGM against claims brought by you or against regulatory penalties imposed on AGM.


AGM will give prompt notice of a claim for which it seeks reimbursement and a reasonable opportunity for you to participate in its defense. A delay in notice reduces your responsibility to the extent it materially prejudices you. You are not required by these Terms to advance defense costs or assume AGM’s defense. AGM may not enter a settlement that creates a payment obligation for you or requires an admission or nonmonetary undertaking by you without your written consent.

11. Website access and general provisions

We may suspend or restrict access where reasonably necessary to address a security concern, unlawful activity, a material violation of these Terms, maintenance or a legal requirement. We will provide notice where required by law. Suspending Website access does not terminate an advisory relationship or other separate agreement, excuse required delivery of disclosures or records, or prevent the exercise of legal rights. If you need information that we are legally required to provide and cannot access it through the Website, contact us using Section 12.

These Terms concern public Website use only. They do not replace or amend an advisory agreement, subscription agreement or other separate agreement. Those agreements and applicable law govern their respective subject matters, subject always to the protections in Section 9.

These Terms are governed by applicable U.S. federal law and the laws of the Commonwealth of Puerto Rico. That choice does not displace mandatory protections afforded by another applicable law. These Terms do not require arbitration, impose an exclusive forum, or waive jury-trial or class-action rights.

If a provision is unenforceable, it will not be enforced to the extent prohibited, and the remaining provisions will continue to apply insofar as lawful. No provision may be rewritten or applied to diminish the protections in Section 9. A delay in enforcing these Terms is not, by itself, a waiver of a right.

12. Contact information

For questions about these Terms, legal notices or concerns about Website content, contact:

 

Arco Global Management, LLC
City View Plaza
48 Road 165, Suite 4025
Guaynabo, Puerto Rico 00968
Email: legalnotices@arcocapital.com
General inquiries: info@arcocapital.com
Telephone: +1 787 589 8515

 

For privacy questions or requests, please consult the Privacy Policy. Contact information in these Terms does not override an agreed notice procedure, authorize service of legal process by email or restrict any lawful method of giving notice or exercising rights.

Contact

By accessing or using this website (“Website”) and any pages thereof, you (“you” or “User”) agree to be bound by these Terms of Use. Arco Capital and its affiliates (collectively, “Arco,” “we,” “us,” or “our”) expressly reserve the right to modify these Terms of Use and/or the Website at any time.
It is your responsibility to review the Terms of Use periodically, and your continued use of the Website constitutes your acceptance of any modifications.

If you do not agree to these Terms of Use, you are not authorized to access or use this Website. By accessing the Website, you also represent and warrant that you have reviewed and agree to be bound by Arco Capital’s Privacy Policy, which is available here or upon request.

© Arco Capital. all rights reserved

Arco Capital
City View Plaza
48 Road 165 Suite 4025
Guaynabo PR 00968

info@arcocapital.com

+1 (787) 589 8515